OnCertificates
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FAQs

Everything worth asking before you send the first request. If something is not here, email ari@oncertificates.com.

The basics

What does OnCertificates do?

It fills certificates of insurance. You forward a request email to your agency's intake address and a completed ACORD form comes back to you, ready to check and send under your own name.

How do I send a request?

Forward the client's email to your intake address. There is nothing to open and nothing to fill in. Anyone on your team can forward from their own inbox, and they do not need an account.

Which forms does it handle?

ACORD 25, 24, 27 and 28. It picks the right one from what the request asks for.

How long does it take?

About twenty seconds from forwarding the request. Filling one by hand takes five to twenty minutes.

What can I attach?

A PDF, a photo or screenshot of the binder or contract, a certificate you issued before, or a policy jacket. Extra detail typed in the body of the email is read too. The more you include, the less comes back needing review.

Does it send the certificate to my client?

No. It comes back to you. You review it and send it on. Nothing reaches a certificate holder without a person at your agency deciding to send it.

Accuracy and review

What if the request is missing something?

It comes back marked Needs review with the gaps listed. It does not guess at a policy number, a limit or a date that was not in front of it.

Can I change something after it comes back?

Reply in the same email thread and say what to change. A corrected copy comes back with everything else left as it was.

Does it decide coverage?

No. Coverage is never interpreted, inferred or altered. It reads what you send it and puts it on the correct form in the correct boxes.

Who is responsible for what goes out?

Your agency. The certificate is issued under your producer details and a person at your agency approves every one before it sends.

What if it gets something wrong?

You catch it in review, because nothing goes out before you look. Reply in the thread with the correction and the reissue is free.

What about additional insured and waiver of subrogation?

Those boxes are filled from the request and the certificate is flagged for review rather than issued straight through. Endorsement pages found in a policy jacket are pulled out and attached.

Pricing

What does it cost?

$199 a month plus $0.75 per certificate. The first week is free and nothing is charged during it.

What counts as a certificate?

One completed form returned to you. A request that comes back needing review is not charged until it is completed, and revisions inside a thread are never charged.

Is there a contract?

No. It is month to month. Cancel any time from the Billing tab in your portal.

What happens if I cancel?

New requests stop being processed at the end of the period you have paid for. Every certificate already produced stays in your portal and stays downloadable.

Is there a per-user charge?

No. The price is per agency. Everyone on your team forwards to the same address at no extra cost.

Setup and fit

Do I need to install anything?

No. It is an email address. Nothing is installed, nothing is replaced and no records are migrated.

Does it connect to my management system?

It does not need to. It reads the request and what you attach to it, so it works alongside whatever you already run without touching it.

How long does setup take?

A few minutes. You enter the producer details that print on the face of the certificate, and you can forward your first request straight after.

What do you need from me?

Your agency name and address as they should print, a phone number and email for the producer box, and which email domains your staff send from. Nothing else.

Can more than one person use it?

Yes. Anyone at your agency can forward to the intake address from their own inbox. A request forwarded from outside your domains is refused.

Can I try it before paying?

The first week is free. Forward real requests during it and cancel before it ends if it is not for you.

Records and security

Where are my certificates kept?

In your portal at portal.oncertificates.com, searchable by insured, with the original request beside each one.

Is my data used for training?

No. Your data is never used for training.

How is it secured?

Data is encrypted in transit. The portal is password protected per agency, and one agency can never see another agency's certificates.

Can I have my data deleted?

Yes. Ask and it is deleted.

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